About Us

Florida’s Authority on Fix and Flip Financing

Welcome to Commercial Loans Florida Inc, where 24 years of experience meets the fast-paced world of Florida real estate investing. We aren't just a lender; we are your local partner in the "Sunshine State" specialized in high-leverage Fix and Flip Financing.

Since 2014, we have served the unique needs of Florida investors. We understand that in markets like Miami, Tampa, and Orlando, speed is your greatest asset. That’s why we’ve streamlined our hard money and rehab loan programs to focus on your property's potential rather than just your credit score.

Our Expertise

We aren't just lenders; we are Florida market specialists. While we offer a full suite of mortgage products, we have built our reputation on our ability to move quickly when timing is everything.

We specialize in:

Hard Money Loans:
Speed-to-close for competitive Florida markets.
Fix and Flip / Rehabs:
Tailored capital for purchase and renovation costs.
Bailouts:
Creative solutions for distressed situations or urgent refinances.
Commercial Mortgages:
Financing for a wide array of income-producing properties.

The Florida Advantage: 24 Years of Local Insight

Navigating the Florida market requires a lender who knows the terrain. From understanding hurricane insurance requirements to local tax assessments, our two decades of experience ensure your deal doesn't hit a snag at the closing table.

Pro-Investor Tip: Calculating Your Carry

To help our clients maintain healthy margins, we always recommend a conservative approach to overhead. When running your numbers, we suggest factoring in:

Property Taxes: Set aside 1% of the purchase price.

Insurance Costs: Set aside 1% of the purchase price.